Bedel Financial ADV, Privacy Policy & Compliance | Wealth Management and Retirement Planning | Bedel Financial Consulting, Inc. Indianapolis

Compliance

Bedel Financial

All clients are advised that it remains their responsibility to advise Bedel Financial Consulting, Inc. of any changes in their investment objectives and/or financial situation.

This website is a publication of Bedel Financial Consulting, Inc. Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of any subjects discussed. A professional advisor should be consulted before any investment decisions are made.

Past performance does not guarantee future success. Information on this website is not an offer to buy or sell or a solicitation of any offer to buy or sell the securities mentioned herein.

Information on this website does not involve the rendering of personalized investment advice, but is limited to the dissemination of general information on products and services. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change.

Any reference to a past specific recommendation is accompanied with an offer to furnish a list of all recommendations made within the immediately preceding period of not less than one year.  It should not be assumed that recommendations made in the future will be profitable or will equal the performance of the securities in the list provided.

The S&P 500 Index (“S&P 500”) is a market-value-weighted index consisting of 500 stocks chosen for market size, liquidity, and industry group representation and does not include the reinvestment of dividends.   The S&P 500 is an unmanaged composite that does not reflects fees, brokerage commissions or other expenses of investing.  The S&P 500 is presented as total-return value, which include returns from price appreciation as well as gross cash dividends.  Returns are annualized for periods over one year, while periods less than one year are calculated as holding-period returns.  Index numbers are provided for comparative purposes only.

The Dow Jones Industrial Average (“DJIA”) is a price-weighted average of 30 significant stocks traded on the New York Stock Exchange and the Nasdaq.  The DJIA is a weighted average. It is calculated by totaling the stock prices of the companies in the index and then dividing by the Dow Jones divisor. The divisor is used to compensate for stock splits, spin-offs and substitutions.

Hyperlinks on this website point are provided as a convenience only, and we disclaim any responsibility for the accuracy of information on any other website linked hereto.

 ADV Part 2a and 2b  Privacy Policy

ADV Part 2a and 2b

 Privacy Policy

Identifying “Outside the Box” Strategies

Identifying “Outside the Box” Strategies

While establishing an appropriate investment strategy with new clients, we take the time to consider every option, while ensuring the chosen plan does not have any negative unforeseen surprises. For example, if a client has several long-held stocks in their portfolio with very low cost basis, our first concern is the possible high tax consequence should they want to sell these holdings.  By taking the time to think “outside the box”, we may be able to accomplish another goal of the clients, such as gifting to family and charitable causes close the client.  By choosing to gift the zero-basis appreciated stock instead of cash to children or charities, the client is able to avoid having to pay long-term capital gains tax and the children and/or charity can benefit from this generosity, a win-win all around!

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