Kathryn J. Hower, CFP®

Image for Kathryn J. Hower

Sr. Wealth Advisor and
Director of Financial Planning

Kathy Hower, CFP | CFP Certificate | Bedel Financial

My focus is to provide clarity to others regarding their financial picture, today and in the future. As Financial Planner, I can run analyses on a number of areas that aid in establishing a game plan for meeting ones life goals, including but not limited to: funding college educations, ensuring a secure retirement, providing financial security to loved ones, and developing a legacy to pass along to the next generation.

Personal Financial Planning Experience

  • Over 20 years experience providing fee-only financial planning and investment management services to high net-worth individuals.
  • These services include comprehensive plan preparation with extensive estate, cash flow and retirement planning, tax and insurance analysis and advice.

Career History

  • Bedel Financial Consulting, Inc., Sr. Wealth Advisor & Director of Financial Planning.
  • Goelzer Investment Management, Inc., Client Wealth Advisor.
  • Tobias Family Office, Financial Manager.
  • Oxford Financial Group, Ltd, Client Service Advisor.

Educational and Professional Designations

  • Certified Financial Planner™ certification, College for Financial Planning.
  • Bachelor of Science, Personal Financial Planning and Counseling Major, Purdue University.

Professional Activities & Accolades

  • Recipient of Five Star Wealth Manager Award, Indianapolis Monthly - 5 Year Winner (2014 - 2018).
  • Member, Financial Planning Association.
  • Member, Perspectives Class One-Women’s Fund of Central Indiana.
  • Member, Estate Planning Council.
  • Member, Professional Wealth Study Group.

Check out more fun facts about Kathy:

Kathryn J. Hower, CFP® | Meet the Bedel Team


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Feb 25, 2020

What’s Your New Year’s Resolution?

Is your 2020 News Year's resolution related to your finances? A recent study shows that only 8 percent of New Year's resolutions are successful. What can you do to beat the odds and make your resolutions a reality?

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Feb 10, 2020

Self-directed IRA: A Different Way to Invest

Could a market correction negatively impact your retirement accounts? A self-directed IRA would provide an opportunity to incorporate non-traditional investments into your retirement portfolio, but make sure you do your research before jumping in.

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Sep 9, 2019

The “Not-So-Trivial” Responsibilities of a Trustee

Becoming the trustee of a trust or choosing a trustee for your trust is not a decision that should be taken lightly. There are many traits you should be looking for and responsibilities you should be aware of before committing to choose or become a trustee. We’ve broken down the responsibilities, as well as what qualities a trustee should possess to help make the process a bit easier for you.

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Aug 6, 2019

Parents: 4 Tips to Help Your Student Ace Finances

High school graduations are just around the corner and in the past year you’ve likely spent a lot of time helping your child determine their field of study as well as the right college.

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Jul 30, 2019

What’s Your College Student’s Financial Intelligence?

Your child is heading to college…The car is packed, and you’re ready to move her in. But aren’t you forgetting something? Have you talked with her about finances and making good financial decisions while she’s away? Now’s the perfect time to have that chat and make sure she’s ready to face all the financial intelligence “tests” she’ll encounter in college.

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May 20, 2019

The Race for a Winning Credit Score

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May 15, 2019

How to Introduce Your Children to Good Financial Principals

Teaching children financial literacy skills early in life can help set them up for future financial success, but where’s a parent to begin? At Bedel, we encourage parents to teach the three S’s – saving, smart spending, and sharing. Read on for the details on each.

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Mar 25, 2019

Pet Insurance: Good idea?

Anyone with a pet knows that veterinary care can be costly, especially when faced with a more serious illness. Enter pet insurance – providing pet owners with the means to provide care for their furry friends in the event of illness. We’ve outlined the basics of pet insurance, along with things to consider when deciding if it’s a good purchase for you and your pet.

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Sep 24, 2018

Child Identity Theft: Are Your Children at Risk?

Is your child’s identity at risk? That might sound like a crazy question, but young children are prime targets for identity theft. We’ve outlined how children’s identities can be stolen, warning signs to look for, and what you should do if you find out your child has become a victim.

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Aug 10, 2018

529 College Savings Accounts - Does This Expense Qualify?

Do you know what post-high school educational expenses qualify for tax-free reimbursement from your child’s 529 account? It’s important to know what expenses do qualify in order to avoid paying taxes and a penalty for those expenses that don’t.

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Jun 11, 2018

With a Will, It’s Done Your Way

What happens if you die without a will in place? Who decides where your assets go, and more importantly, who cares for your children? Without a will, these decisions are left up to the state…and you might not like their choices. Drafting a will enables you to clearly articulate your wishes for the disposition of your estate, as well as the care of your children, ensuring your final wishes are carried out. Read on for our tips on creating your will.

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May 17, 2018

Need a Car: Should You Lease or Buy?

Buying a car and keeping it for seven to ten years or longer will generally provide a better financial result than leasing. However, if your personal preference is to lease, then be a smart consumer.