Kathryn J. Hower, CFP®

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Sr. Wealth Advisor and
Director of Financial Planning

Kathy Hower, CFP | CFP Certificate | Bedel Financial

My focus is to provide clarity to others regarding their financial picture, today and in the future. As Financial Planner, I can run analyses on a number of areas that aid in establishing a game plan for meeting ones life goals, including but not limited to: funding college educations, ensuring a secure retirement, providing financial security to loved ones, and developing a legacy to pass along to the next generation.

Personal Financial Planning Experience

  • Over 30 years experience providing fee-only financial planning and investment management services to high net-worth individuals.
  • These services include comprehensive plan preparation with extensive estate, cash flow and retirement planning, tax and insurance analysis and advice.

Career History

  • Bedel Financial Consulting, Inc., Sr. Wealth Advisor & Director of Financial Planning.
  • Goelzer Investment Management, Inc., Client Wealth Advisor.
  • Tobias Family Office, Financial Manager.
  • Oxford Financial Group, Ltd, Client Service Advisor.

Educational and Professional Designations

  • Certified Financial Planner™ certification, College for Financial Planning.
  • Bachelor of Science, Personal Financial Planning and Counseling Major, Purdue University.

Professional Activities & Accolades

  • Recipient of Five Star Wealth Manager Award, Indianapolis Monthly - 8 Year Winner (2014 - 2021)
  • Member, Financial Planning Association.
  • Member, Perspectives Class One-Women’s Fund of Central Indiana.
  • Member, Estate Planning Council.
  • Member, Professional Wealth Study Group.

Check out more fun facts about Kathy:

Kathryn J. Hower, CFP® | Meet the Bedel Team


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Dec 18, 2023

Developing & Sharing your Legacy Plan

Gathering and organizing the suggested information for trusted individuals should allow you to sleep better at night. Before it’s too late, talk with those who will have a role in your estate settlement, care, and legacy so they can sleep better at night, too.

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Sep 25, 2023

Next Vehicle – Lease or Buy?

While leasing has benefits, it's important to understand the disadvantages before making your decision.

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Jul 5, 2023

Rising Interest Rates - Impact on Finances

Over the past 18 months, rising interest rates have put considerable pressure on markets. However, remember that despite the borrowing cost has increased, we are finally earning some interest on our cash.

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Dec 19, 2022

Who Needs Pet Insurance?

Our pets are family. It's best to be prepared to get them the best care should they become ill or seriously injured. Pet insurance is a great way to do so without breaking the bank.

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Aug 15, 2022

Buy or Rent a Home? Which is Best?

When looking to "make a move," it's best to do your financial assessment, research your options, and consider the time you expect to live in the property. Generally, if planning to stay in the home long-term, buying makes better financial sense than renting under most circumstances.

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Apr 25, 2022

2021 Tax Filing got you Down?

Having high taxable income sounds and feels great until tax time. Know that short and long-term capital losses can offset long-term capital gains.

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Mar 22, 2022

The 529A Savings Plan for those with Disabilities

Caring and helping with financial support for individuals with special needs can be complex. The 529A plan is a good savings vehicle to enhance the financial wellbeing of those with disabilities.

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Jan 24, 2022

Aging Adults: What are the Housing Options?

Looking for a living option for yourself or a loved one that will help reduce the burden of household duties and ultimately aid in personal wellbeing as aging occurs can be a little daunting.

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Sep 13, 2021

Calculating Your Withholding Tax

If you typically get a large refund or end up owing a significant amount at tax-filing time, or your tax filing status or earned income changes, you may want to adjust form W-4.

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Sep 2, 2021

Pet Insurance: Good idea?

Anyone with a pet knows that veterinary care can be costly, especially when faced with a more serious illness. Enter pet insurance – providing pet owners with the means to provide care for their furry friends in the event of illness. We’ve outlined the basics of pet insurance, along with things to consider when deciding if it’s a good purchase for you and your pet.

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Jun 21, 2021

The Private College 529 Plan – an Alternative for College Savings

While Private 529s allow you to buy certificates to lock in current tuition rates for participating colleges, they don't allow you to invest your savings in marketable securities.

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Mar 29, 2021

ARP Stimulus Payment: Are You Eligible?

Just $1 too much could cost you your entire rebate. Reducing your adjusted gross income can help maximize your rebate without costing you a dime.