Kathryn J. Hower, CFP®

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Sr. Wealth Advisor and
Director of Financial Planning

My focus is to provide clarity to others regarding their financial picture, today and in the future. As Financial Planner, I can run analyses on a number of areas that aid in establishing a game plan for meeting ones life goals, including but not limited to: funding college educations, ensuring a secure retirement, providing financial security to loved ones, and developing a legacy to pass along to the next generation.

Personal Financial Planning Experience

  • Over 20 years experience providing fee-only financial planning and investment management services to high net-worth individuals.
  • These services include comprehensive plan preparation with extensive estate, cash flow and retirement planning, tax and insurance analysis and advice.

Career History

  • Bedel Financial Consulting, Inc., Sr. Wealth Advisor & Director of Financial Planning.
  • Goelzer Investment Management, Inc., Client Wealth Advisor.
  • Tobias Family Office, Financial Manager.
  • Oxford Financial Group, Ltd, Client Service Advisor.

Educational and Professional Designations

  • Certified Financial Planner™ certification, College for Financial Planning.
  • Bachelor of Science, Personal Financial Planning and Counseling Major, Purdue University.

Professional Activities & Accolades

  • Recipient of Five Star Wealth Manager Award, Indianapolis Monthly - 5 Year Winner (2014 - 2018).
  • Member, Financial Planning Association.
  • Member, Eiteljorg Museum of American Indians and Western Art Planned Giving Council.
  • Member, Perspectives Class One-Women’s Fund of Central Indiana.
  • Member, Estate Planning Council.
  • Member, Professional Wealth Study Group.

BLOG POSTS

Image for Child Identity Theft: Are Your Children at Risk?

Sep 24, 2018

Child Identity Theft: Are Your Children at Risk?

Is your child’s identity at risk? That might sound like a crazy question, but young children are prime targets for identity theft. We’ve outlined how children’s identities can be stolen, warning signs to look for, and what you should do if you find out your child has become a victim.

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Jun 11, 2018

With a Will, It’s Done Your Way

What happens if you die without a will in place? Who decides where your assets go, and more importantly, who cares for your children? Without a will, these decisions are left up to the state…and you might not like their choices. Drafting a will enables you to clearly articulate your wishes for the disposition of your estate, as well as the care of your children, ensuring your final wishes are carried out. Read on for our tips on creating your will.

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Feb 12, 2018

Is Downsizing Right for You?

We’re coming off the best year for existing home sales in 11 years…so is now the right time for you to downsize? Many might advise you to take the money and run, but it could come at a cost. We’ve outlined the pros and cons for downsizing, and what each might mean for your bottom line.

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Oct 16, 2017

You Inherited an IRA... Now What?

Inheriting an IRA can be a blessing. Dealing with the IRS distribution rules can be a headache. Understand your options!

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Aug 10, 2017

529 College Savings Accounts - Does This Expense Qualify?

Do you know what post-high school educational expenses qualify for tax-free reimbursement from your child’s 529 account? It’s important to know what expenses do qualify in order to avoid paying taxes and a penalty for those expenses that don’t.

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May 15, 2017

Longevity Planning: Covering all the Bases

You’ve executed a last will and testament and created a plan for divvying up your assets when you pass. You’re covered, right? Not ...

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Mar 6, 2017

Caring for Loved Ones with Alzheimer’s

Does someone close to you have Alzheimer’s? If so, you’ll likely want your loved one to retain his or her lifestyle and independence as ...

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Nov 14, 2016

Holiday Shopping Financial Plan

With the holiday season upon us, it’s important to make a plan for all the expenses that come along with the festivities.

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Sep 27, 2016

What do You and Prince Have in Common

If you are one of the 64% of Americans who do not have a will, you are in the good company of Aretha Franklin and Prince as well as Sonny Bono, Martin Luther King, Jr., and Abraham Lincoln. Unfortunately, dying without a will can create a mess for your heirs.

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Aug 12, 2016

Got EE Savings Bonds?

Quite a few people have savings bonds that they purchased or received as a gift years ago. If you’re one of those people, you’ve probably wondered what they’re worth or what you can do with them now?

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May 17, 2016

Need a Car: Should You Lease or Buy?

Buying a car and keeping it for seven to ten years or longer will generally provide a better financial result than leasing. However, if your personal preference is to lease, then be a smart consumer.

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Apr 4, 2016

New 529 Savings Plan for Disabled Individuals

On March 21, Governor Pence signed legislation allowing Indiana to create the ABLE savings account for people with disabilities. These accounts have favorable tax benefits, but also some drawbacks. Regardless, this could be a game-changer for special needs individuals!