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2023 Contribution Increases
If there must be a positive aspect to higher inflation, increased contribution limits and income thresholds for retirement account contributions are just that.
Biden’s Student Loan Forgiveness
Forgiveness can come in one of two forms. Borrowers that made payments during the pandemic forbearance period are eligible for a dollar-for-dollar refund, up to the $10,000 limit.
Recent Graduates: Welcome to Financial “Adulting”
The important concept is establishing habits that will set you up for financial success moving forward. So let’s focus on some simple strategies that will help you get started on the right track.
529 Plans & Tax Time
Some (not all) contributions to your 529 account need to be reported on your tax return, along with some (not all) distributions made from your 529. That's not confusing at all, right?
Home Equity Decisions
To determine home equity, a homeowner first needs to know the home's current value. All lenders will require a home appraisal with costs normally paid by the homeowner.
Is Your Financial Goal only a Wish?
Goal-setting is a never-ending process. As your finances change, so will your goals. Time is of the essence. Defining goals early on can provide flexibility to adapt to life’s changes rather than accept the reality of a situation.
The Financial Transition to Stay-at-Home Parent
The most apparent change to the household of a newly minted stay-at-home parent is the loss of income. How do you navigate those problems and others?
Tax Diversification
Every investment account falls into one of three buckets: tax now, tax later, and tax never. Tax diversification is an important piece to “afford” flexibility.
Dependent Care FSA Considerations for 2021
The tax savings experienced from dependent care FSAs are nice, but avoiding lost contributions at the end of the year should be the primary goal!
Construction Fever
Having a say in every little detail of a brand new home sounds appealing, but be sure to weigh your financing options and consider the risks before breaking ground!
The Budget Bride: Weddings Under $10k
Getting married shouldn’t mean taking on new debt. Start marriage off on the right foot by defining your budget and sticking to it. It’s possible to throw an above-average party at below-average costs! Here are some helpful tips.
COVID-19: Impact on Student Loans & 529 Plans
Many students have financial decisions to make due to the COVID-19 pandemic. How does the CARES Act affect student loan borrowers and those who used a 529 plan for college expenses?