Mathew J. Ryan, MBA, CFP®, EA
Financial Planning Specialist
My role as Financial Planning Specialist is to provide support to the Financial Planning and Investment Management teams to ensure all of our clients’ goals and expectations are met through exceptional service. This is accomplished through the preparation of comprehensive financial plans, including, but not limited to estate plan assessment, tax strategies, and social security planning. I also strive to stay abreast of the ever changing financial landscape to ensure that Bedel Financial stays on the cutting edge of changing laws as they pertain to estate transfers, taxes, businesses, etc.
Personal Financial Planning Experience
- Over 5 years experience providing fee-only financial planning and investment management services to high net-worth individuals.
- These services include comprehensive plan preparation entailing estate planning strategies, business trend forecasting, cash flow and retirement planning as well as tax and insurance advice.
Career History
- Bedel Financial Consulting, Inc. Financial Planning Specialists
- Four Quadrants Advisory Companies. Financial Analyst/Planner
- Americans Funds [Capital Group Companies]. Senior Marketing Representative
Educational & Professional Designations
- Enrolled Agent
- Certified Financial Professional® certification
- Masters of Business Administration [MBA], Anderson University
- Bachelor of Arts, Finance Major, Anderson University
Professional Activities
- Member, Financial Planning Association
BLOG POSTS
Accidents Happen: Are you covered?
Many times, umbrella coverage is overlooked. Unlike homeowner, auto, and health insurance, umbrella policies are not required by law. However, this does not make umbrella liability coverage any less important. The best part is that umbrella coverage is cost-effective and relatively inexpensive!
Roth Conversions and Capital Gain Harvesting – Why Both Have Their Place
A couple of withdrawal strategies that should be considered are the Roth conversion and harvesting of capital gains. Both strategies involve the recognition of income, though the tax impact is quite different.
Table Those Capital Gains – 1031 Exchanges
To qualify for a 1031 exchange, a few characteristics must be met. First, the property that you are selling (known as the relinquished property) and the property that you are purchasing (known as the replacement property) must be what the IRS deems “like-kind.”
Estimated Tax Payments
Tax planning will always be at the forefront of comprehensive financial planning. Taking steps throughout the year can not only ensure you are not faced with a tax surprise at filing time,
Protect Your Estate from Taxes
Suffice it to say there are ample estate planning techniques to help reduce your gross estate amount before death. Portability can play an important role in your estate planning.
Business Entities – Choosing the Appropriate Structure
The decision on how to structure your business can be an arduous process. If this process becomes too cumbersome, consider speaking with your financial advisor to get their input and loop in an attorney when needed.
Inheritors of IRAs – Proposed Changes
Are changes to the SECURE Act on the way? It is important to be at the forefront of what is on the table so proper due diligence can be taken in advance of any enactment of proposed acts.
Goodbye 2021 – Oops, What Did I Forget?
When it comes to tax law and estate planning regulations, Congress is, if nothing else, unpredictable. While the Build Back Better bill appears to be dead in its current state, another bill will soon follow, offering up its own set of planning challenges.
How to Calculate Medicare Premiums
Dealing with Medicare-related items can be difficult. If the burden of handling the process alone feels daunting, do not hesitate to reach out and work with your financial and tax advisors.
Wealth Transfer Strategies
Invariably, the end goal is to lower the overall value of your estate to limit your estate tax liability. There are several ways in which to reduce your taxable estate.
Tax-Free Income In Retirement
For those unfamiliar with the Backdoor Roth IRA, this strategy entails making nondeductible contributions to an IRA and subsequently converting those assets to a Roth IRA.
2021 Tax Outlook: Proposals & Planning
There is always fluidity with tax proposals. However, it is best to have a plan in place for whatever uncertainty may lie ahead. Review your options with your financial and tax advisors.