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Millennials have traded in their flip phones for smartphones and DVDs and CDs for streaming. They’ve lived through world-altering events like 9/11, the 2008 financial crash, and the COVID-19 Pandemic. These technological changes and economic events have made millennials more adaptable to change and altered their thoughts about money and the future.
The important concept is establishing habits that will set you up for financial success moving forward. So let’s focus on some simple strategies that will help you get started on the right track.
To determine home equity, a homeowner first needs to know the home's current value. All lenders will require a home appraisal with costs normally paid by the homeowner.
Goal-setting is a never-ending process. As your finances change, so will your goals. Time is of the essence. Defining goals early on can provide flexibility to adapt to life’s changes rather than accept the reality of a situation.
Every investment account falls into one of three buckets: tax now, tax later, and tax never. Tax diversification is an important piece to “afford” flexibility.
Having a say in every little detail of a brand new home sounds appealing, but be sure to weigh your financing options and consider the risks before breaking ground!
Getting married shouldn’t mean taking on new debt. Start marriage off on the right foot by defining your budget and sticking to it. It’s possible to throw an above-average party at below-average costs! Here are some helpful tips.
As college students prepare to head back to college, it's also a good time to think about their credit. We have ideas for building your credit that will have you acing the finances portion of your college education.
How are today’s young adults feeling about their current and future financial success? Turns out, they’re pretty optimistic. But is that optimism misguided? We break down the results of a recent Schwab survey to identify areas where young adults might need a dose of reality.
You’ve got one thing other generations wish they still had – time. Here’s how to make the most of your working years.
Everyone knows that the choices we make today affect us down the road…but that’s especially true with our money habits! They key is to change your mindset about money and be realistic about what you need to do to secure your financial future.
For parents, the questions never stop no matter the age of your children. Perhaps your new college graduate needs financial direction on what to do ...