Sarah Mahaffa, CFP®

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Sr. Wealth Advisor

Life is full of major decisions that may cause one to feel overwhelmed and as a result, those decisions may get put on the back burner. My passion is to understand what is truly important to my clients, educate them on relevant strategies, and help to implement a plan they can have confidence in. As a Wealth Advisor, clients rely on me to plan for some of the largest financial transactions of their lives. Whether saving for education, planning for retirement, or navigating a transition of wealth due to death or divorce, planning is a critical component of a successful outcome.

Professional Financial Planning Experience

  • 9 years of helping a diverse range of individuals with financial planning needs, wealth management strategies, and ultimately gaining clarity around their finances.

Career History

  • Bedel Financial Consulting, Inc., Wealth Advisor
  • Charles Schwab, VP Financial Consultant
  • Charles Schwab, Associate Financial Consultant

Educational and Professional Designations

  • Certified Financial Planner™ certification
  • Bachelor of Science, Management and Accounting, Purdue University
  • Trained Financial Specialist for Collaborative Law divorces

Professional Activities & Accolades

  • Financial Planning Association
  • Coburn Place, Board Member
  • Integrating Woman Leaders, Board Member and Planning Committee
  • Recipient of Five Star Wealth Manager Award, Indianapolis Monthly, 2018.

BLOG POSTS

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Aug 8, 2018

Health Insurance, HSAs and Adult Children - Your Questions

It has become increasingly popular to keep your “adult” children on your health insurance plan until age 26, but it’s not as simple as just letting them use your insurance coverage. Read on for the ins and outs of health insurance and HSAs and what that might mean for your adult children.

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Aug 6, 2018

Inside Scoop on the New Kiddie Tax

Thinking about moving investments into your children’s names to be taxed at a lower rate? Not so fast! The Kiddie Tax was recently restructured by the Tax Cuts and Jobs Act, and it’s important to understand those changes and how it will affect you and your children. We have you covered with all the details.

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May 21, 2018

Retirement Communities: What’s the Appeal?

If you’re retired or planning to be soon, a Continuing Care Retirement Community might be a good option for you. Continued independence with the added bonus of on-site medical care, maintenance-free living and amenities galore can be a draw for many retirees. But it’s important to understand your options and the associated cost – all those amenities can come with a hefty price tag! Be sure you understand your options: Read on for all the details.

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Mar 26, 2018

Retirement Distributions: The Exception to the Rule

Would you like to retire early? Want to take funds from your retirement accounts early to help make ends meet until your Social Security or pension kicks in? You can – provided you meet the criteria and follow all the rules! We have you covered with all the details!

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Feb 19, 2018

The New Standard Deduction and Charitable Giving

The standard deduction has nearly doubled under the Tax Cuts and Jobs Act, and as a result, many may no longer itemize their deductions. We’ve outlined three options that will allow you to support the organizations you’re passionate about while also reducing your tax liability at the same time!

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Nov 27, 2017

Is Your Money Safe? Can the FDIC & SIPC Protect You?

If your bank or brokerage firm failed, do you know what would happen to your money and investments? Thankfully, FDIC and SIPC insurance is there to protect you and your savings, but only up to a specified amount. Find out just how much you’re covered!

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Nov 15, 2017

Maximizing Workplace Benefits

This time of year it is common for companies to allow employees to select what benefits programs they want to participate in for the coming year. Unfortunately, people don’t spend near enough time reviewing the options available to them.

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Nov 13, 2017

Flexible Spending Account = Money Saved

How would you like to save on your next pair of glasses or your child’s preschool tuition? You don’t need a coupon and you won’t have to negotiate a deal – all you need is a Flexible Spending Account.

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Sep 11, 2017

Can you Afford to Play the Odds?

If you are 65 years old, you have a 70% chance of needing long-term care. Can you afford $90,000 per year? If not, you may want to include LTC insurance in your financial plan. Or, you can take the chance of being in the lucky 30%!

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Jul 10, 2017

Demystifying “Equity Compensation”

Does your employee incentive package include something called “equity compensation?” If so, congratulations! If all goes well, equity ...

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May 11, 2017

Collaborative Divorce: A Softer, More Congenial Approach

Preparing for a major event often involves a team of professionals. A wedding involves photographers, caterers, and florists. And people often seek ...

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Apr 3, 2017

Ditch the Documents!

Are you becoming buried in paper! If “junk” mail is overtaking “real” mail, maybe it’s time to take control. Opt out ...