Sarah Mahaffa, CFP®

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Sr. Wealth Advisor

Life is full of major decisions that may cause one to feel overwhelmed and as a result, those decisions may get put on the back burner. My passion is to understand what is truly important to my clients, educate them on relevant strategies, and help to implement a plan they can have confidence in. As a Wealth Advisor, clients rely on me to plan for some of the largest financial transactions of their lives. Whether saving for education, planning for retirement, or navigating a transition of wealth due to death or divorce, planning is a critical component of a successful outcome.

Professional Financial Planning Experience

  • 11 years of helping a diverse range of individuals with financial planning needs, wealth management strategies, and ultimately gaining clarity around their finances.

Career History

  • Bedel Financial Consulting, Inc., Wealth Advisor
  • Charles Schwab, VP Financial Consultant
  • Charles Schwab, Associate Financial Consultant

Educational and Professional Designations

  • Certified Financial Planner™ certification
  • Bachelor of Science, Management and Accounting, Purdue University
  • Trained Financial Specialist for Collaborative Law divorces

Professional Activities & Accolades

  • Financial Planning Association
  • Coburn Place, Board Treasurer
  • Integrating Woman Leaders, Board Member Vice President and Conference Planning Committee Chair
  • Recipient of Five Star Wealth Manager Award, Indianapolis Monthly, 2018.

Check out more fun facts about Sarah:

Meet Sarah Mahaffa, CFP® | Meet the BEdel Team


BLOG POSTS

Image for Can You Recoup College Expenses with Tax Credits?

Aug 12, 2019

Can You Recoup College Expenses with Tax Credits?

If you have a student heading off to college soon, now might be a good time to review your options for saving money on college expenses. A good place to start? Two tax credits – the AOTC and the Lifetime Learning Credit – that can reduce your tax liability by up to $2500 and $2000, respectively. We discuss the criteria for these credits and which might be better for your particular situation.

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Aug 6, 2019

Challenges of the Sandwich Generation

According to the Pew Research Center, 15% of middle-aged adults will end up financially supporting a parent and a child at the same time. If you find yourself in that 15%, you’re part of what has become known as the Sandwich Generation. We discuss what you should think about if you find yourself being sandwiched between the two generations.

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May 6, 2019

Opportunity Zone Investing

Opportunity zone investing might not be a phrase you’re familiar with, but they can be a nice tax advantage for those with unrealized capital gains in their portfolio. We explain what opportunity zone investing is, and how you can determine if this type of investing works for your portfolio.

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Jan 28, 2019

Medicare and HSAs: Don’t Get Caught in the Dark

Medicare can create quite a bit of confusion: When should I enroll? What coverage do I need? What happens with my HSA? Unfortunately, if you’re contributing to a Health Savings Account, enrollment in Medicare can create an issue. Be sure you understand how Medicare will impact you and your family so you can make informed decisions about your health coverage and avoid any penalties.

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Aug 8, 2018

Health Insurance, HSAs and Adult Children - Your Questions

It has become increasingly popular to keep your “adult” children on your health insurance plan until age 26, but it’s not as simple as just letting them use your insurance coverage. Read on for the ins and outs of health insurance and HSAs and what that might mean for your adult children.

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Aug 6, 2018

Inside Scoop on the New Kiddie Tax

Thinking about moving investments into your children’s names to be taxed at a lower rate? Not so fast! The Kiddie Tax was recently restructured by the Tax Cuts and Jobs Act, and it’s important to understand those changes and how it will affect you and your children. We have you covered with all the details.

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May 21, 2018

Retirement Communities: What’s the Appeal?

If you’re retired or planning to be soon, a Continuing Care Retirement Community might be a good option for you. Continued independence with the added bonus of on-site medical care, maintenance-free living and amenities galore can be a draw for many retirees. But it’s important to understand your options and the associated cost – all those amenities can come with a hefty price tag! Be sure you understand your options: Read on for all the details.

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Mar 26, 2018

Retirement Distributions: The Exception to the Rule

Would you like to retire early? Want to take funds from your retirement accounts early to help make ends meet until your Social Security or pension kicks in? You can – provided you meet the criteria and follow all the rules! We have you covered with all the details!

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Feb 19, 2018

The New Standard Deduction and Charitable Giving

The standard deduction has nearly doubled under the Tax Cuts and Jobs Act, and as a result, many may no longer itemize their deductions. We’ve outlined three options that will allow you to support the organizations you’re passionate about while also reducing your tax liability at the same time!

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Feb 9, 2018

Dreaming of a Second Home?

We’re just about midway through winter. As spring approaches, you may find yourself considering the purchase of a vacation home. According to ...

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Nov 27, 2017

Is Your Money Safe? Can the FDIC & SIPC Protect You?

If your bank or brokerage firm failed, do you know what would happen to your money and investments? Thankfully, FDIC and SIPC insurance is there to protect you and your savings, but only up to a specified amount. Find out just how much you’re covered!

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Nov 15, 2017

Maximizing Workplace Benefits

This time of year it is common for companies to allow employees to select what benefits programs they want to participate in for the coming year. Unfortunately, people don’t spend near enough time reviewing the options available to them.