Bedel Blog

Get financial clarity, insight, and analysis delivered straight to your inbox.
Subscribe to our weekly blog.

Image for Time to Refinance Your Mortgage?

Jul 11, 2019

Time to Refinance Your Mortgage?

Mortgage rates are at historically low levels, and many are refinancing to take advantage of this. How do you know if refinancing makes sense for you? You’ll need to consider three things – closing costs, the interest rate differential, and how long you plan to stay in your home. We explain all three in detail so you can make the right decision for your situation.

Image for Pay Off Your Mortgage or Invest the Extra Cash?

Jun 13, 2019

Pay Off Your Mortgage or Invest the Extra Cash?

Paying off your mortgage can be a very attractive option when you find yourself with extra money. Not so fast, though! Is paying that mortgage off really your best financial option? While being mortgage-free can definitely be a good thing, you should be sure it doesn’t make more sense to invest that money. We’ll walk you through what you should be thinking about to make the best decision for your situation.

Image for Do Reverse Mortgages Deserve Their Bad Rap?

Feb 25, 2019

Do Reverse Mortgages Deserve Their Bad Rap?

What do you think of when you hear the term “reverse mortgage”? Chances are it might not be positive. But the reverse mortgages of yesteryear are being replaced by more evolved loans that can be helpful to some. The key is to understand the changes in the newer mortgages, and then to talk with your advisor to be sure it’s a viable strategy in your comprehensive financial plan. We have the details…

Image for 20 Percent Down Payment - Debunked or Not?

Jan 14, 2019

20 Percent Down Payment - Debunked or Not?

A 20% down payment used to be the rule of thumb when purchasing a home. Avoiding private mortgage insurance (PMI) and lowering the interest rate on your loan were some of the benefits. But times have changed! If you’re unable to afford a 20% down payment, you have options - but be sure you understand the pros and cons first!

AUTHORS