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Image for Self-Investors: Value or Growth?

Apr 12, 2021

Self-Investors: Value or Growth?

Self-investors tend to select an asset allocation for their investment accounts and tend not to change anything as long as the performance is good. So what should you do?

Image for Ask Bedel

Mar 29, 2021

Ask Bedel

Welcome to #AskBedel, a weekly personal-wealth Q&A where you can ask financial planning and investment experts for advice. Each week we’ll be answering your personal finance questions, so be sure to submit your questions to Bedel@BedelFinancial.com.

Image for Hiring a Financial Advisor: When is it Time?

Mar 22, 2021

Hiring a Financial Advisor: When is it Time?

Only you will know if and when it's the right time to hire a financial professional. There's an advisor out there for everyone, whether you're looking for a one-time financial plan or a long-term, comprehensive relationship.

Image for Hedge Funds: Risky Investment or Portfolio Diversifier?

Mar 8, 2021

Hedge Funds: Risky Investment or Portfolio Diversifier?

You must do your research before investing in a hedge fund. You will want to be familiar with the investment strategy and understand the fee structure as well as their liquidation rules.

Image for Are you a Gambler or Investor?

Feb 15, 2021

Are you a Gambler or Investor?

Investing in certain parts of the market without a plan can result in the same dynamic as gambling. Are you ready to make a bet?

Image for GameStop Mania

Jan 28, 2021

GameStop Mania

While many view the Gamestop "short squeeze" as a victory for the 'little guy,' the story remains unfinished. Many individual investors stand to lose out considerably if the share price falls back to realistic valuations.

Image for How COVID-19 Impacts Real Estate

Dec 2, 2020

How COVID-19 Impacts Real Estate

While it seems the economy has bottomed out and the recovery has begun, high unemployment and the prospect of a "second wave" of COVID-19 cases continues to create uncertainty for many businesses, including the real estate market.

Image for Tesla Joins the S&P 500 Index – The Impact

Nov 23, 2020

Tesla Joins the S&P 500 Index – The Impact

The addition of Tesla into the S&P 500 Index has been S&P's most controversial decision in recent history. What are the pros and cons of adding the highly valued car company to the Index?

Image for What's a SPAC?

Nov 2, 2020

What's a SPAC?

SPACs, also known as "blank check" companies, have raised over $48 billion this year, and it seems like every day a new one gets announced. But what exactly are they, and how do they work?

Image for How to Build a Post-COVID Portfolio

Sep 8, 2020

How to Build a Post-COVID Portfolio

Bond yields are at historically low levels, and the Fed has indicated no interest in creating negative yields. How do you rethink what bonds mean for your portfolio? What's the best way to avoid disappointment in a post-COVID portfolio?

Image for Real Estate: Coronavirus Impact

Jun 1, 2020

Real Estate: Coronavirus Impact

In the investment world, real estate is generally dominated by office buildings, industrial warehouses, retail stores, and apartment buildings. Given that the real estate market had a significant downturn during the 2008 recession, how is real estate holding up during this pandemic?

Image for The Coronavirus - A Useful Reminder for Investors

Feb 17, 2020

The Coronavirus - A Useful Reminder for Investors

While the impact of the Wuhan coronavirus may seem temporary and relatively mild, the scare does serve as a useful lesson for investors. It is a good reminder to investors to expect the unexpected and to not act impulsively.

Image for Self-directed IRA:  A Different Way to Invest

Feb 10, 2020

Self-directed IRA: A Different Way to Invest

Could a market correction negatively impact your retirement accounts? A self-directed IRA would provide an opportunity to incorporate non-traditional investments into your retirement portfolio, but make sure you do your research before jumping in.

Image for Defining Your Investment Outcome: Is it Possible?

Feb 3, 2020

Defining Your Investment Outcome: Is it Possible?

Has the climb of stock prices caused investors to forget about the importance of having protection in their portfolios to guard against corrections? Maybe defined outcome investments are what you need.

Image for The Many Decisions of an Investor

Jan 27, 2020

The Many Decisions of an Investor

You've just won $10,000. What now? It may be time to hire a professional to remove the confusion from your financial situation.

Image for Circling Back on WeWork

Oct 14, 2019

Circling Back on WeWork

In July, WeWork was one of the most talked-about IPOs in years. At that time, we noted that it was too early to say what would happen, but said: “it should be very interesting to watch it all play out.” In the span of 30 days, WeWork went from one of the most-anticipated IPOs of 2019 to an indefinitely delayed IPO and a business looking like it could be in trouble. What went wrong, and what’s next?

Image for Investing Lessons from Mount Elbert

Sep 16, 2019

Investing Lessons from Mount Elbert

Any mountain climber will tell you that reaching the summit requires preparation, patience and perseverance – and the same goes for investing. Without a plan, patience, and the persistence to grow your investments despite volatility and risk, you can’t reach the “summit” of your investment plan. We explore the lessons you can learn about investing from the perspective of a mountain climber.

Image for Is Your Bond Portfolio Putting You at Risk?

Sep 3, 2019

Is Your Bond Portfolio Putting You at Risk?

When it comes to your investment portfolio, taking risk shouldn’t be a foreign concept. But many don’t necessarily think of risk when investing in bonds. We discuss the types of risk you would commonly find in the world of bonds and highlight what those risks could mean for your portfolio.

Image for Want A Guaranteed Negative Return?

Aug 19, 2019

Want A Guaranteed Negative Return?

The recent sharp downward move in interest rates, coupled with recent downturns in the market, has created an interesting situation for some investors – guaranteed negative returns on nearly 25 percent of bonds currently trading. What could this mean for your portfolio? Read on for the details.

Image for How to Make Tax Efficient Investments

Aug 5, 2019

How to Make Tax Efficient Investments

Taxes are an important consideration in investing. They should not be the sole driving force behind investment decisions, but investors should take them into consideration.

Image for 4 Tips for Investing in your 40s

Jul 29, 2019

4 Tips for Investing in your 40s

Making the correct financial decisions in your 40s can have important ramifications on the success of your long-term and retirement plans.

Image for The Underutilized HSA

Jul 17, 2019

The Underutilized HSA

By law, Health Savings Accounts are so tax-efficient they may be the best investment vehicle available. Then why are we not maximizing their use?

Image for Will “WeWork” Work in your Portfolio?

Jul 15, 2019

Will “WeWork” Work in your Portfolio?

WeWork (now The We Company) is planning for its IPO either later this year or early in 2020. Is WeWork stock a good fit for your portfolio? While it’s still a bit too early to tell if WeWork will be a good buy, we’ve outlined potential issues to be aware of before you decide to buy.

Image for Pay Off Your Mortgage or Invest the Extra Cash?

Jun 13, 2019

Pay Off Your Mortgage or Invest the Extra Cash?

Paying off your mortgage can be a very attractive option when you find yourself with extra money. Not so fast, though! Is paying that mortgage off really your best financial option? While being mortgage-free can definitely be a good thing, you should be sure it doesn’t make more sense to invest that money. We’ll walk you through what you should be thinking about to make the best decision for your situation.

Image for Betting the Farm on Farms

Jun 6, 2019

Betting the Farm on Farms

Investing in farmland used to mean purchasing and running a farm. These days, it’s possible to invest in farmland through two different investment structures. We explore both and weigh the pros and cons.

Image for Steer Your Finances into the Winner’s Circle

May 27, 2019

Steer Your Finances into the Winner’s Circle

Simon Pagenaud might have taken this year’s checkered flag at the Indy 500, but you can still take the flag for your finances. With the support of a team and flexibility for those unplanned things that can throw a monkey wrench in your plans, you could find yourself steering your finances into the winner’s circle!

Image for Customize Your Approach to Asset Allocations

May 15, 2019

Customize Your Approach to Asset Allocations

When it comes to asset allocation, there’s no solution that’s one-size-fits-all. As you near retirement, it’s increasingly important to be sure that your balance of stocks to bonds is appropriate. We’ve detailed two methods to help determine what your asset allocation should look like.

Image for Opportunity Zone Investing

May 6, 2019

Opportunity Zone Investing

Opportunity zone investing might not be a phrase you’re familiar with, but they can be a nice tax advantage for those with unrealized capital gains in their portfolio. We explain what opportunity zone investing is, and how you can determine if this type of investing works for your portfolio.

Image for 8 (Financial) Tips for Sleeping Through a Storm

Apr 29, 2019

8 (Financial) Tips for Sleeping Through a Storm

For some, the 4th quarter of 2018 might have seemed like a tough storm to weather when it came to the stock market. It can be difficult to batten down the hatches and ride out a financial storm, but with proper planning you can help to ensure your financial home withstands any bad weather that might come its way. We have eight tips to help you survive a financial storm.

Image for Spin-Offs: A Rude Surprise or Fantastic Opportunity?

Apr 15, 2019

Spin-Offs: A Rude Surprise or Fantastic Opportunity?

Yesterday you had stock worth $100 per share. Today it’s worth 25% less! What happened? Spin-offs might not be a common stock market term for you, but it can be a common practice amongst companies. We’ve defined what a spin-off is, along with how you might expect it to affect your portfolio. Read on for the details…

Image for Socially Responsible Investing

Jan 8, 2019

Socially Responsible Investing

What is socially responsible investing? While there’s no standardized definition within the investment industry, there are definitely certain steps you should take when considering adding socially responsible investments to your portfolio. We’ll walk you through the basics of socially responsible investing and share what to look out for when adding SRI to your investment portfolio.

Image for 2018 Investment Review: Top Three Surprises

Jan 7, 2019

2018 Investment Review: Top Three Surprises

Most investors will remember 2018 for the stock market’s wild ride in the 4th quarter. But there was plenty more going on this past year. We’ve outlined our top three investment strategies for 2018 that stood out, either for good or bad reasons.

Image for Reflections from 18,885 Feet

Nov 14, 2018

Reflections from 18,885 Feet

Investment lessons learned during a trek up Mount Kilimanjaro?? It might sound crazy, but…Follow along as Bill discusses the lessons he learned during his climb up Mount Kilimanjaro and discover how they likely apply to your investment portfolio.

Image for Can You Recession-Proof Your Investments?

Nov 12, 2018

Can You Recession-Proof Your Investments?

Recessions are a fact of life in the world of investments, but there are ways you can help to protect your portfolio from periods of economic downturn. Because no one can accurately predict just when a recession will hit, it’s important to be prepared. Read on for our tips and strategies on preparing your investments to weather the storm.

Image for Dominance in the Stock Market

Aug 13, 2018

Dominance in the Stock Market

“Growth” stocks are dominating the stock market right now – think FANG (Facebook, Amazon, Netflix, and Google). So have we seen the heyday of “value” stocks, never to be repeated again? Not so fast – both “growth” and “value” stocks have their place in your portfolio. Read on for the details on both types of stock and what they mean for your portfolio…plus the one thing you might want to do right now to ensure you’re on the right track.

Image for Target-Date Funds: Are They Right for You?

Jul 30, 2018

Target-Date Funds: Are They Right for You?

Chances are you’ve heard of target-date funds…but do you really know what they are and if they’re a good fit for your investment plan? We dive into the particulars so you don’t have to! Read on for more information on the pros of target-date funds, as well as their downside.

Image for Bond Yield Curve: Indicating Recession?

Jul 16, 2018

Bond Yield Curve: Indicating Recession?

Investors, the bond market’s yield curve is indicting the possibility of impending recession! However, while the shape of the yield curve can be used as a tool to project the future health of the economy, it is not a crystal ball. Read on for a better understanding of yield curves and how this trend could impact you.

Image for Rising Interest Rates:  Impact on Investments

Jun 25, 2018

Rising Interest Rates: Impact on Investments

News of rising interest rates has been hard to miss, but if the economic jargon makes you anxious or you’re trying to ignore the topic altogether, you may have overlooked the impact this could have on your investments. We’ve pulled together a few basic points to help you feel more confident in the current economic environment.

Image for Good News for Bond Investors

Apr 30, 2018

Good News for Bond Investors

Do you know what you’re paying for when you purchase a bond? Most people would say, “Of course - the bond.” But there are fees, similar to a mark-up, built into the bond price. The good news is those costs are now required to be disclosed to the purchaser. Why does this matter? If you know what you’re paying for, you’ll be able to make better-informed decisions on your bond purchases.

Image for Marijuana: Boondoggle Or Serious Investment?

Apr 17, 2018

Marijuana: Boondoggle Or Serious Investment?

Marijuana’s popularity is on the rise, and as states continue to legalize its use, the industry around its growth and distribution could be an attractive investment. But is it really a good investment? We explore this trending industry and what it could mean if you decide to invest.

Image for Tariffs: Impact on Your Wallet?

Apr 2, 2018

Tariffs: Impact on Your Wallet?

Tariffs and trade wars and volatile markets…Oh my! You probably already know that the President has imposed tariffs on many Chinese goods coming into the U.S. But you might not understand what that means for the stock market, American corporations, and your wallet. We’ve cut through the hype to focus on tariffs and what they could actually mean for the economy…and your pocketbook!

Image for Stock Market Volatility: How to Survive

Feb 19, 2018

Stock Market Volatility: How to Survive

It’s been just over a year since the Dow Jones reached 20,000 points. Since then, we’ve had a pretty easy ride without too much market volatility…until February. While it’s nearly impossible to predict the Dow Jones future, you can educate yourself on why there’s volatility in the market, as well as the best course of action to take when volatility strikes.

Image for Investing with the New Tax Plan

Feb 19, 2018

Investing with the New Tax Plan

Wondering how future investing and tax strategies might be impacted by changes outlined in the Tax Cuts and Jobs Act? What’s changed and what’s stayed the same? We have you covered - we’ve compiled a list of those changes that might be most pertinent to you, as you consider your investment and tax strategies.

Image for Bitcoin – Hype or Hot Investment?

Dec 18, 2017

Bitcoin – Hype or Hot Investment?

Bitcoin is a daily fixture on the news recently, thanks to its nearly 1,600 percent return this year. But do you really understand what it is? It’s not called a cryptocurrency for nothing. We’ll make it a bit less cryptic for you!

Image for Charitable Gifting Strategies: Don’t Cheat Yourself or Your Charity

Dec 4, 2017

Charitable Gifting Strategies: Don’t Cheat Yourself or Your Charity

When donating to charity, it’s important to develop a strategy that meshes with your financial goals and tax situation.

Image for Ball Cap, Bottle Cap….Market Cap?

Sep 25, 2017

Ball Cap, Bottle Cap….Market Cap?

What size is your market cap? Prudent investors know that company size is an important factor when building a portfolio.

Image for Will the DOL’s Fiduciary Standard Rule Affect You?

Aug 9, 2017

Will the DOL’s Fiduciary Standard Rule Affect You?

If you’ve heard about the Department of Labor (DOL) Fiduciary Standard Rule but are unsure how it will actually affect you, you’re not ...

Image for Annual Checkup Equals a Healthy Portfolio

Jul 24, 2017

Annual Checkup Equals a Healthy Portfolio

Everyone knows an annual physical is recommended for most adults. Seeing your doctor on a regular basis helps identify potential health problems before they become serious. Your investment portfolio needs an annual checkup too!

Image for Crowdfunding for Real Estate: Now Anyone Can Own a Skyscraper!

May 8, 2017

Crowdfunding for Real Estate: Now Anyone Can Own a Skyscraper!

Have you ever wanted to own a skyscraper? How about an entire apartment complex? Well, good news, now you can! And, you don’t have to meet “accredited investor” requirements. How? It’s called crowdfunding!

Image for New Investment Vehicle: Interval Funds

Apr 10, 2017

New Investment Vehicle: Interval Funds

Everyone has heard of stocks, bonds, mutual funds, and probably even ETFs. But have you heard of “interval” funds? No? You might want to ...

Image for Time Well Spent – Or Not?

Feb 13, 2017

Time Well Spent – Or Not?

Do you spend your time wisely? When it comes to financial decisions, do you spend a significant amount of time on the small stuff? Have you ever ...

Image for 401(k) – Review Your Investments: Target Date Funds

Jan 23, 2017

401(k) – Review Your Investments: Target Date Funds

It’s a new year and a perfect time to review your 401(k) investments. If you are saving aggressively for retirement (and we hope you are), then be sure those dollars are working hard for you. Target date funds are a popular investment option, but you may want to dig deeper.

Image for 2016 Investment Review: Top 3 Surprises!

Jan 9, 2017

2016 Investment Review: Top 3 Surprises!

What a year 2016 turned out to be for investors! U.S. stocks ended the year better than anyone predicted, but other categories had mixed results. ...

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Dec 5, 2016

Overseas Corporate Cash 101

During the presidential campaign, both candidates talked about incentivizing corporations to bring their earnings held offshore back to the United ...

Image for Are Humans Wired for Successful Investing?

Nov 28, 2016

Are Humans Wired for Successful Investing?

Are you your worst enemy when it comes to investing for your future? Behavior scientists may say “yes”. People want safety and comfort. ...

Image for Are You Confident in Your Future?

Oct 10, 2016

Are You Confident in Your Future?

Everyone wants a great future! Then why don’t people plan? Many do nothing and leave their future well-being purely to chance.

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Oct 3, 2016

Teaching Kids about Investing

Most people would likely agree that teaching children about investing is a very important life lesson. However, if you try to have a discussion about stocks and bonds with most children, their eyes will quickly glaze over. How can you get them more involved?

Image for Too Good to be True

Sep 12, 2016

Too Good to be True

An old adage says: “If it seems too good to be true, then it probably is!” About ten years ago, some wealthy investors were given an opportunity to earn an average 12% return and never lose money. They invested millions! Unfortunately, this story is true and it didn’t end well!

Image for International Stocks:  Is it Time to Buy, Sell or Hold?

Aug 1, 2016

International Stocks: Is it Time to Buy, Sell or Hold?

What’s going on with the international stock market? Prudent investors use international stocks to diversify their portfolios.

Image for Design Your Portfolio to Fit You

May 23, 2016

Design Your Portfolio to Fit You

Your investment portfolio must reflect what your money needs to do for you. If it doesn’t, you may be taking too much risk with your investments or, on the other hand, you may be missing out on important growth.

Image for Is Alternative Lending a Viable Investment?

May 17, 2016

Is Alternative Lending a Viable Investment?

Get approved for a loan in minutes! Have access to money in just a couple of days! These are claims commercials, both on-air and online, make these days.

Image for When Good Funds Go Bad

Apr 11, 2016

When Good Funds Go Bad

We all know what to do when good pets go bad – make a bad reality TV series! But what should an investor do when a good mutual fund “goes bad?”

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Mar 28, 2016

Adding Alternative Investments

Alternative investments are not simple or inexpensive. However, if they work, your investment portfolio potentially has better returns with less volatility. And, the availability of these investment options is increasing. But, are they right for you?

Image for Socially Responsible Investing for an Impact

Feb 15, 2016

Socially Responsible Investing for an Impact

Many investors are concerned about the impact companies have on the environment, society, and the economic well-being of the global population. For this reason, they are seeking more than just a dollar return on their investments.

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Jan 18, 2016

Is It Time To Invest In Oil?

The S&P 500 is down 8% since the beginning of the year. This has been the worse two-week start in the stock market’s history.

Image for Stock Portfolio Down, Taxes Up - How Does that Happen?

Oct 12, 2015

Stock Portfolio Down, Taxes Up - How Does that Happen?

As we write this, the stock market seems to be on course for its first down year since 2008. While not fun, drops in the stock market are natural and should be expected from time to time.

Image for Stock Market Advice:  Don’t Panic!

Aug 31, 2015

Stock Market Advice: Don’t Panic!

Does a 10% drop in the stock market scare you? Emotions lead to bad decisions. Be a smart investor. Understand that markets go up and down and invest only if you have the wherewithal to stay invested while everyone else is panicking.

Image for Greece Defaults - Now What?

Jun 30, 2015

Greece Defaults - Now What?

Today, Greek banks and the Greek stock market were closed, as they will be all week. Meanwhile the Greek citizenry are getting set to vote on a referendum that could determine whether they remain part of the European Union or exit.

Image for Investing for Retirement:  Target Date Funds Can Be Dangerous

Apr 13, 2015

Investing for Retirement: Target Date Funds Can Be Dangerous

Are your 401(k) dollars going into target date funds? If so, take a closer look! Obvious assumptions about these funds prove to be false.

Image for Is Alibaba a Good Investment?

Sep 29, 2014

Is Alibaba a Good Investment?

Alibaba is the Chinese version of Amazon and eBay. However, it is already larger than both of them combined! It just went public and investors can now buy its stock on the New York Stock Exchange.

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