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Image for Retirement: Your Three Numbers

Oct 25, 2021

Retirement: Your Three Numbers

Retirement is a numbers game. Know your numbers and turn in your retirement notice with confidence. If you don’t feel comfortable running the numbers yourself, hire a financial planner to do the work for you.

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Jun 1, 2021

Are You FIRE-d Up?!

Dreaming of retiring in your 30’s or 40’s but not sure that could be your reality? The FIRE movement (Financially Independent Retire Early) is increasing in popularity, but there are definite pros and cons to the movement. Be sure you’ve critically assessed your financial situation, and that your financial plan is structured to provide you the means for early retirement. We have the details…

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May 3, 2021

Know Your Target Date Fund

Not all target-date funds are the same. Investors choose a fund that roughly coincides with their planned retirement year, and over time, the funds adjust their holdings and become more conservative.

Image for Great Parents, Bad Savers?

Oct 26, 2020

Great Parents, Bad Savers?

It’s stressful to know that your parents haven’t prepared for retirement. It’s even more stressful to think that they may depend on you financially.

Image for Perfect Recipe for Chaos: Coronavirus Crisis

Mar 23, 2020

Perfect Recipe for Chaos: Coronavirus Crisis

It’s unclear when things will be able to return to normal. So, how do you financially plan through periods of absolute uncertainty?

Image for Time To Check Your 401(k)

Mar 2, 2020

Time To Check Your 401(k)

The past week has seen volatility creep back into the stock market, and after a long run of positive returns, investors now have to ponder how much risk is too much. What should you do?

Image for Self-directed IRA:  A Different Way to Invest

Feb 10, 2020

Self-directed IRA: A Different Way to Invest

Could a market correction negatively impact your retirement accounts? A self-directed IRA would provide an opportunity to incorporate non-traditional investments into your retirement portfolio, but make sure you do your research before jumping in.

Image for Retiring at 50: The Keys to Early Retirement

Oct 28, 2019

Retiring at 50: The Keys to Early Retirement

Do you aspire to retire at the age of 50? If so, you’ll need a fool-proof plan. In no special order, we have listed below the essentials to an early retirement.

Image for What Should I Do with My Old Retirement Accounts?

Oct 14, 2019

What Should I Do with My Old Retirement Accounts?

Times have changed. Your parents may have worked for the same company their entire career, but we’re in the day and age of job-hopping.

Image for SECURE Act:  Retirement Changes Are on the Horizon

Jun 10, 2019

SECURE Act: Retirement Changes Are on the Horizon

Retirement changes are on the horizon with the House’s passing of the SECURE (Setting Every Community Up for Retirement Enhancement) Act. The act is designed to encourage saving for retirement and promote long-term financial stability. Read on to see how the proposed changes might affect your retirement planning, and when the bill could go into effect if it passes the Senate.

Image for Retirement… How to SPEND It

May 15, 2019

Retirement… How to SPEND It

Retirement party – check. Packing up your office – check. Saying goodbye to your colleagues – check. So now what? Many people might answer “Visit the grandkids, travel, and do all the things I didn’t have time to do when I worked.” But what will your daily life look like in retirement? It’s just as important to plan your daily activities as it is those special times you’ll spend during your golden years, so be sure it’s part of your overall retirement plan.

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Nov 19, 2018

Gray Divorce: What You Should Know

While any divorce comes with complexities, gray divorce comes with a unique set of issues to consider. And because gray divorcees are generally closer to retirement, there’s limited time to rebuild any wealth lost during the divorce process. It's important to understand the most impactful areas of gray divorce settlements so you’re not sacrificing your retirement in the process.

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Nov 3, 2018

What’s Your Retirement Vision?

Do you have a vision for how you will spend your retirement? If you have a spouse or significant other, does it match theirs?

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Aug 16, 2018

4 Biggest 401(k) Mistakes

As financial planners and investment advisors, we see mistakes that employees make when handling their 401(k)s. Four such mistakes standout as having the greatest impact on a comfortable versus not-so comfortable retirement.

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Apr 23, 2018

Spring Cleaning? Add Your Finances to the List

It’s time for spring cleaning, and that means tidying up your personal finances! While most think of spring cleaning as straightening up the house and yard, your finances need a regular once-over as well. Our four-point checklist should get you well on your way to spic-and-span finances!

Image for Retirement Distributions: The Exception to the Rule

Mar 26, 2018

Retirement Distributions: The Exception to the Rule

Would you like to retire early? Want to take funds from your retirement accounts early to help make ends meet until your Social Security or pension kicks in? You can – provided you meet the criteria and follow all the rules! We have you covered with all the details!

Image for 401(k) – Review Your Investments: Target Date Funds

Jan 23, 2017

401(k) – Review Your Investments: Target Date Funds

It’s a new year and a perfect time to review your 401(k) investments. If you are saving aggressively for retirement (and we hope you are), then be sure those dollars are working hard for you. Target date funds are a popular investment option, but you may want to dig deeper.

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Oct 17, 2016

Forgotten Retirement Benefits

Almost $300 million of pension funds are unclaimed! If this raises a concern for you, there are resources available to assist.

Image for Retirement Calculators:  Accurate or Not?

Mar 7, 2016

Retirement Calculators: Accurate or Not?

A recent study puts into question the outcomes of retirement calculators. “Misleading”, “over-optimistic”, and “little help to consumers” are conclusions reached by researchers for the majority of online calculators tested.

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