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Jul 1, 2024

Roth Conversions and Capital Gain Harvesting – Why Both Have Their Place

A couple of withdrawal strategies that should be considered are the Roth conversion and harvesting of capital gains. Both strategies involve the recognition of income, though the tax impact is quite different.

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Feb 7, 2022

Retiring Early? Avoid Withdrawal Penalty

The “Roth Conversion Ladder” strategy isn’t for everyone, but anyone considering early retirement should know about it. Pay the tax early, let the funds grow, count to five (years), and withdraw your principal both tax and penalty-free.

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Feb 13, 2021

Tax-Free Income In Retirement

For those unfamiliar with the Backdoor Roth IRA, this strategy entails making nondeductible contributions to an IRA and subsequently converting those assets to a Roth IRA.

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Mar 8, 2020

Tax Time! IRA Basics and Surprising Facts

As tax season nears, people of all ages have questions about IRAs. They may seem pretty straight-forward on the surface, but how much do you know about them? Let’s refresh your memory of IRA basics and explore some surprising facts.

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Jan 27, 2020

The Many Decisions of an Investor

You've just won $10,000. What now? It may be time to hire a professional to remove the confusion from your financial situation.

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Feb 17, 2019

Roth IRA: Jump Start Your Child’s Retirement Fund

Chances are your teen isn’t thinking about saving for her retirement quite yet. But contributing now to a Roth IRA can give her a leg up on her retirement savings. Unsure if your teen will want to contribute any of her hard-earned money? No worries – anyone can contribute to a Roth IRA on her behalf. Read on for the details and what to watch out for.

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May 21, 2018

Your Roth Account and the 2018 Rule Changes: Your Questions Answered

As part of the tax law changes enacted earlier this year, the rules regarding Roth accounts have also been updated. Be sure you understand the new Roth rules and how they could impact you and your wallet.

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Feb 10, 2015

Traditional vs. Roth 401(k) Plans

Given the choice, would you prefer a tax break now or a tax advantage later? The differences between 401(k) plan options can have substantial effects on your long-term financial goals.

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