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Time to Refinance Your Mortgage?
Mortgage rates are at historically low levels, and many are refinancing to take advantage of this. How do you know if refinancing makes sense for you? You’ll need to consider three things – closing costs, the interest rate differential, and how long you plan to stay in your home. We explain all three in detail so you can make the right decision for your situation.
Today’s Housing Market: Finance Options for Buying Before Selling
Timing the sale of your home with the purchase of a new house can be tricky. If your selling and buying cycles are out of sync, you do have options for making your down payment. Read on for the details.
What a Realtor Can Do to Make Buying and Selling Less Stressful
Anyone who has worked with a realtor has a general idea of the basics of the job, but there’s much more to real estate than showing homes and brokering deals. It turns out realtors can provide many services to their clients that you might not be aware of. If you’re in the market to buy or sell, be sure to check out several ways your realtor can be working for you.
Do Reverse Mortgages Deserve Their Bad Rap?
What do you think of when you hear the term “reverse mortgage”? Chances are it might not be positive. But the reverse mortgages of yesteryear are being replaced by more evolved loans that can be helpful to some. The key is to understand the changes in the newer mortgages, and then to talk with your advisor to be sure it’s a viable strategy in your comprehensive financial plan. We have the details…
20 Percent Down Payment - Debunked or Not?
A 20% down payment used to be the rule of thumb when purchasing a home. Avoiding private mortgage insurance (PMI) and lowering the interest rate on your loan were some of the benefits. But times have changed! If you’re unable to afford a 20% down payment, you have options - but be sure you understand the pros and cons first!
Selling a Home? First Examine the Tax Implications!
It’s a hot seller’s market right now – and that could mean more cash in your pocket if you’re looking to sell your house. But not so fast! Before you make that leap and list your home, be sure you fully understand the tax implications of selling your house for a greater profit. Read on to discover how to uncover what your tax liability will be when you sell your home.
Dreaming of a Second Home?
We’re just about midway through winter. As spring approaches, you may find yourself considering the purchase of a vacation home. According to ...
Home Prices: Going Up Says the Magic 8 Ball
Thinking about buying or selling a home? In Central Indiana, home prices have never been stronger! Will this trend continue? If so, how long? ...
How Much House Should I Buy?
The busy home-buying season is just ahead. Whether you’re a first-time homebuyer or a seasoned homeowner looking to upgrade or downsize, it’s important to know how much home you can afford to buy.
Selling Houses and Paying Taxes: Your Questions Answered
A second marriage often finds the couple with two houses. Purchasing a new home and putting your own stamp on it is one of the joys of starting a new life together.
