Bedel Blog

Individuals with personal or group coverage (not Medicare) may have access to healthcare savings accounts that can be used independently or even paired together to maximize tax benefits.

The Magnificent Seven is a collection of the largest and best-performing stocks in the U.S. These stocks have all skyrocketed in 2023 and contributed a big chunk of the return in the S&P 500 Index.

Gift-giving can be fun and personally satisfying or a time of great stress and anxiety. Decisions on gifts, budget concerns, and time crunches can ruin your holiday spirit.

Is the 60/40 investment strategy dead? 2022 was a brutal year for this strategy. While the stock market's short term decline was unpleasant, it’s important to have an understanding of your goals and objectives before making emotional decisions.

Given the number of cons, seeking alternative methods to transfer a home to beneficiaries efficiently is suggested. If probate avoidance is a goal, a revocable trust or a transfer on death deed should be considered.

It's no secret that the housing market is experiencing spooky times, with home prices around all-time highs and mortgage rates at multi-decade highs.

As you prepare for retirement, whether that’s in 25 years or two months, it’s important to keep your eye on what’s important. Develop strong habits (but not too strong!) early on for optionality that works in your favor.

Now that I-Bond yields are no longer offering the eye-watering yields of 2022, you may be looking to sell. Consider waiting until the November rates are revealed to see if the rates climb back a little higher and make the bonds more attractive versus other options.

In general, insurance companies want to maintain their current book of business. They try to entice customers to stay by offering loyalty discounts. While one might assume that a loyalty discount equals reducing premiums, it could not. Loyalty discounts come in a variety of forms, depending on your insurer.

Over the last several months, the Bedel Financial team has taken small steps to lengthen the duration of our clients' fixed-income portfolios to lock in intermediate-term yields while remaining diversified on the shorter end of the curve.

Before going to the rental car counter, you should know whether you need insurance, and then you won’t feel compelled to buy the insurance on the spot.

Two of the most notable changes of the SECURE Act were the elimination of the "stretch" provision for non-eligible beneficiaries and the creation of the 10-year rule.