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Dec 4, 2023

Worried about Healthcare Expenses?

Individuals with personal or group coverage (not Medicare) may have access to healthcare savings accounts that can be used independently or even paired together to maximize tax benefits.

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Nov 27, 2023

Are You at Risk of Concentrated Returns?

The Magnificent Seven is a collection of the largest and best-performing stocks in the U.S. These stocks have all skyrocketed in 2023 and contributed a big chunk of the return in the S&P 500 Index.

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Nov 20, 2023

Act Now! This Deal Won’t Last!

Gift-giving can be fun and personally satisfying or a time of great stress and anxiety. Decisions on gifts, budget concerns, and time crunches can ruin your holiday spirit.

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Nov 13, 2023

Is the 60/40 Portfolio Dead?

Is the 60/40 investment strategy dead? 2022 was a brutal year for this strategy. While the stock market's short term decline was unpleasant, it’s important to have an understanding of your goals and objectives before making emotional decisions.

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Nov 6, 2023

Pros & Cons: Co-Ownership of your Home

Given the number of cons, seeking alternative methods to transfer a home to beneficiaries efficiently is suggested. If probate avoidance is a goal, a revocable trust or a transfer on death deed should be considered.

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Oct 30, 2023

Spooky Times for First-Time Home Buyers

It's no secret that the housing market is experiencing spooky times, with home prices around all-time highs and mortgage rates at multi-decade highs.

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Oct 23, 2023

Busting Common Retirement Myths

As you prepare for retirement, whether that’s in 25 years or two months, it’s important to keep your eye on what’s important. Develop strong habits (but not too strong!) early on for optionality that works in your favor.

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Oct 15, 2023

Revisiting I-Bonds

Now that I-Bond yields are no longer offering the eye-watering yields of 2022, you may be looking to sell. Consider waiting until the November rates are revealed to see if the rates climb back a little higher and make the bonds more attractive versus other options.

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Oct 9, 2023

The Auto Premium Surge

In general, insurance companies want to maintain their current book of business. They try to entice customers to stay by offering loyalty discounts. While one might assume that a loyalty discount equals reducing premiums, it could not. Loyalty discounts come in a variety of forms, depending on your insurer.

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Oct 2, 2023

Fixed Income Portfolios: Go Long or Checkdown?

Over the last several months, the Bedel Financial team has taken small steps to lengthen the duration of our clients' fixed-income portfolios to lock in intermediate-term yields while remaining diversified on the shorter end of the curve.

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Oct 2, 2023

Renting a Car? Learn to “Drive Happy” With a Little Research

Before going to the rental car counter, you should know whether you need insurance, and then you won’t feel compelled to buy the insurance on the spot.

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Sep 27, 2023

Inheriting an Inherited IRA

Two of the most notable changes of the SECURE Act were the elimination of the "stretch" provision for non-eligible beneficiaries and the creation of the 10-year rule.