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Board Service: Are you actions covered by insurance?
The objective of anyone serving as a board member is to make the best decisions for that organization with the information that is provided. But what if someone says your decisions were harmful and they take you to court?
Personal Finance Hacks 101
Automation isn’t just for short-term needs. Many retirement plans allow you to automatically increase your retirement savings by 1% each calendar year. This small adjustment can often go unnoticed, but before long, you will have significantly increased your retirement account without lifting a finger!
Tax-Free-High-Yield College Savings
Only this year has the FDIC insured Savings Portfolio yield become attractive. Combining it with the tax-free potential and the state tax credit makes it a fantastic opportunity for those setting aside money for upcoming education expenses.
When Wealth Goes Wrong
When you pass, you don’t get to take your money with you, so avoiding the common pitfalls of wealth transfer is best. Prepare your heirs, talk openly about money, pass along family values, and don’t be afraid to implement a trust.
Debt Ceiling Drama
Halfway through May, the headlines came daily. We would get several breaking news updates each day as we neared the end of the month. The press coverage became relentless, and the debt ceiling standoff was front and center of the attention of Americans.
Fun in the Sun: Is Your Insurance Protecting You?
Boat, jet ski, and Wave Runner owners typically know they need additional insurance coverage, but they should also understand the terms of their policy.
Rising Interest Rates - Impact on Finances
Over the past 18 months, rising interest rates have put considerable pressure on markets. However, remember that despite the borrowing cost has increased, we are finally earning some interest on our cash.
Is The Recession Threat Over?
As we continue to monitor the inflation and economic data coming in, it is important to make sure your portfolio can withstand a bumpy ride should interest rates need to go higher than anticipated and tip the economy into a recession.
Hedging Risks with Structured Notes
Structured notes can be used to replace existing exposures in your portfolio with a product that offers downside protection and amplified upside returns.
Everything You Need To Know About QCDs
To qualify as a QCD, the gift must be made directly from an IRA account. Employer plans, such as 401ks or 403bs, aren’t eligible for QCDs, just IRAs.
How will A.I. Impact Your Personal Finances?
The impact A.I. will have on your finances is limitless. We are still in the early stages of development and adoption, and there are too many inaccuracies within the technology for widespread use, and improvements remain constant.
CD’s: Guess Who’s Back
Certificates of Deposit became something of an afterthought in a zero-interest rate world. The days of earning 0% yield on bank accounts and not much more on conservative bonds are behind us for the moment. So what does that mean for investors?