Bedel Blog

Get financial clarity, insight, and analysis delivered straight to your inbox.
Subscribe to our weekly blog.

Image for Married Filing Separately: Who Does That?

Mar 22, 2022

Married Filing Separately: Who Does That?

You may have decided to wait until the extended deadline of July 15 to file your 2019 tax return. If so, you may wonder what the "Married, Filing Separately (MFS)" designation is all about. What does it mean, and does it make sense for you?

Image for Market Sell Off: Consider Tax-Loss Harvesting

Mar 21, 2022

Market Sell Off: Consider Tax-Loss Harvesting

Tax-loss harvesting can be one of the few benefits of a market selloff. However, you want to make sure you can use that benefit on your taxes, so knowing the wash-sale rule is important.

Image for Do You Need a Mulligan on Social Security?

Mar 14, 2022

Do You Need a Mulligan on Social Security?

Deciding when to take Social Security is an important step in your retirement planning strategy, and the right time can be different for everyone.

Image for Why is Gas so Expensive?!

Mar 7, 2022

Why is Gas so Expensive?!

The oil and gas market is a complex global market impacted by many factors. Unknown variables (both economic and political) are sure to play a role in pricing, and economists continuously debate their relative importance.

Image for Is It Worth Getting Amped Over Electric Vehicles?

Feb 28, 2022

Is It Worth Getting Amped Over Electric Vehicles?

Be prepared to pay more upfront when purchasing an electric vehicle. Electric vehicles have historically had a much higher sticker price than gasoline-powered alternatives. But there are some benefits.

Image for Whoa!  Do I have enough Life Insurance?

Feb 22, 2022

Whoa! Do I have enough Life Insurance?

Determining life insurance needs with the help of a professional is a good option. Remember that level term life insurance is generally the appropriate type of coverage for most people. If you think you need additional insurance coverage – act fast!

Image for Super Bowl Commercials: Crypto Paycheck?

Feb 14, 2022

Super Bowl Commercials: Crypto Paycheck?

Most vendors continue to require the U.S. dollar as a primary means of payment, and you generally can't use cryptocurrencies to pay for everyday expenses like rent, mortgage, food, and medical bills. As a result, Bitcoin is still best viewed as a speculative investment rather than a reliable way to receive your paychecks.

Image for Retiring Early?  Avoid Withdrawal Penalty

Feb 7, 2022

Retiring Early? Avoid Withdrawal Penalty

The “Roth Conversion Ladder” strategy isn’t for everyone, but anyone considering early retirement should know about it. Pay the tax early, let the funds grow, count to five (years), and withdraw your principal both tax and penalty-free.

Image for Is Your Car Dealer Ripping You Off?

Feb 1, 2022

Is Your Car Dealer Ripping You Off?

Purchasing a car shouldn't be stressful, but unfortunately, it often is. But you can take back control of the car buying experience by taking the time to research your financing options and being smart about extended warranties/service plans.

Image for Last Task for the New Year:  Your Annual Portfolio Checkup

Jan 31, 2022

Last Task for the New Year: Your Annual Portfolio Checkup

Responsibly managing your finances requires ongoing diligence. It isn’t enough to select good investments and then forget about them. Take time to review your portfolio, both as individual components and as a whole.

Image for Aging Adults: What are the Housing Options?

Jan 24, 2022

Aging Adults: What are the Housing Options?

Looking for a living option for yourself or a loved one that will help reduce the burden of household duties and ultimately aid in personal wellbeing as aging occurs can be a little daunting.

Image for Hawkish Fed: Good for Your Portfolio?

Jan 24, 2022

Hawkish Fed: Good for Your Portfolio?

The Fed has tremendous influence over the economy and the markets. After years of stimulus, it must navigate an unenviable balancing act of combating inflation without rattling confidence in the markets.

AUTHORS