Bedel Blog

Automation isn’t just for short-term needs. Many retirement plans allow you to automatically increase your retirement savings by 1% each calendar year. This small adjustment can often go unnoticed, but before long, you will have significantly increased your retirement account without lifting a finger!

Only this year has the FDIC insured Savings Portfolio yield become attractive. Combining it with the tax-free potential and the state tax credit makes it a fantastic opportunity for those setting aside money for upcoming education expenses.

When you pass, you don’t get to take your money with you, so avoiding the common pitfalls of wealth transfer is best. Prepare your heirs, talk openly about money, pass along family values, and don’t be afraid to implement a trust.

Halfway through May, the headlines came daily. We would get several breaking news updates each day as we neared the end of the month. The press coverage became relentless, and the debt ceiling standoff was front and center of the attention of Americans.

Boat, jet ski, and Wave Runner owners typically know they need additional insurance coverage, but they should also understand the terms of their policy.

Over the past 18 months, rising interest rates have put considerable pressure on markets. However, remember that despite the borrowing cost has increased, we are finally earning some interest on our cash.

As we continue to monitor the inflation and economic data coming in, it is important to make sure your portfolio can withstand a bumpy ride should interest rates need to go higher than anticipated and tip the economy into a recession.

Structured notes can be used to replace existing exposures in your portfolio with a product that offers downside protection and amplified upside returns.

To qualify as a QCD, the gift must be made directly from an IRA account. Employer plans, such as 401ks or 403bs, aren’t eligible for QCDs, just IRAs.

The impact A.I. will have on your finances is limitless. We are still in the early stages of development and adoption, and there are too many inaccuracies within the technology for widespread use, and improvements remain constant.

Certificates of Deposit became something of an afterthought in a zero-interest rate world. The days of earning 0% yield on bank accounts and not much more on conservative bonds are behind us for the moment. So what does that mean for investors?

Social Security benefits are an essential piece of many retirees' financial plans. Most people know they are entitled to benefits based on their own record or earning history, but did you know that you are also eligible for benefits on your spouse's earnings?